After a workplace injury, you may need to pursue workers’ compensation benefits for your injuries and time off work. However, you should know that many claims require you to undergo medical examinations to determine how severe your injury is, whether you’re able to work in any capacity, and how long you may be out of work.
An impairment rating can help your insurance provider ensure you have suffered a severe injury and can impact the benefits you recover. Below, we’ll discuss the impairment rating and when it’s necessary, so you know what to expect.
Your impairment rating is based on a percentage between 0 and 100%. The higher the impairment rating, the more insurance companies will consider you disabled and unable to work effectively. In many situations, 50% is the threshold.
- Above a 50% impairment rating means you are considered to have a total disability, and your claim may last for a much longer period.
- Below a 50% impairment rating means you are not considered to have a total disability, and you can only recover benefits for a specific amount of time.
When you need an impairment rating evaluation, you go through a process to ensure you are receiving the correct benefits. Here’s how the process works:
- You will receive a letter informing you of your impairment rating evaluation requirement.
- You can schedule an appointment for the evaluation.
- You receive an examination from a medical professional to determine your impairment rating.
- You have the chance to appeal an impairment rating if you feel it jeopardizes your claim unfairly.
- You receive a doctor report and a rating that you can use for your workers’ compensation claim.
At The Edwards Law Firm, we want to help you recover the benefits you deserve. Our Corpus Christi workers’ compensation attorneys go above and beyond to provide you with the highest level of legal representation to protect your rights every step of the way.
Call our firm today at (361) 541-6333 to discuss your right.