The days that follow a severe crash can create confusion. You may not be sure what to expect through the process, and insurance adjusters are quick to find any options to minimize how much you can recover. Preparation is important, so having a clear understanding of what to expect can go a long way.
At The Edwards Law Firm, it’s part of our duty to ensure you are fully aware of your rights and options in a car accident claim. As such, we think it is vital to provide you with information to get you through the process as smoothly as possible.
Here are 5 important things you should know about filing a claim:
- Hiring a lawyer increases your chances of success.
- Having legal counsel can maximize your compensation.
- Working with insurance adjusters alone can be a major pitfall.
- Recognizing unethical practices can help your claim.
- Holding minor fault in a crash doesn’t eliminate you from pursuing compensation.
Call our firm today at (361) 541-6333 if you have a case.
1. Hiring a Lawyer Increases Your Chances of Success
Even if you feel confident speaking with insurance adjusters, know that whatever you say to them can be used against you. When the insurance adjuster has information against you, they may go to great lengths to limit how much they pay you. Hiring a lawyer helps you protect your rights and safeguards you from the tactics insurance companies may try to use.
2. Having Legal Counsel Can Maximize Your Compensation
With the right lawyer on your side, you can feel confident about your ability to pursue maximum compensation. A lawyer can look at all of your losses and compile a list that focuses on recovering what you need. We can help if you need compensation for:
- Medical expenses
- Lost income
- Property damage
- Pain and suffering
3. Working with Insurance Adjusters Alone Can Be a Major Pitfall
Insurance adjusters handle claims all day long. They train to act friendly during claims, trying to earn your trust through the process. Trusting the insurance adjusters can be a big problem. Here are some of the ways insurance adjusters hope you will sabotage your claim:
- If you accept the first settlement offer
- If you believe what insurance adjusters tell you
- If you file incorrect or inaccurate paperwork
- If you fail to meet the deadlines to file
4. Recognizing Unethical Practices Can Help Your Claim
You should know some of the things that insurance adjusters will try to do to minimize your claim. Here are some things that can impact your claim:
- Insurance companies delaying the investigation of your claim
- Insurance companies recording your statements
- Insurance companies offering you much less than you deserve
Unfortunately, the auto insurance industry is worth billions of dollars. They work hard to protect that profit as much as possible, even if it means taking advantage of a vulnerable situation.
5. Holding Minor Fault In a Crash Doesn’t Eliminate Your from Pursuing Compensation
In Texas, there is a 51% bar rule. With this bar, if you are determined to be 51% or more at fault for a crash, you may not recover compensation. However, even if you hold some fault, you may be able to recover compensation. The amount you recover may be reduced by your percentage of fault.
At The Edwards Law Firm, we’re committed to helping you through the complex legal process following a crash. Our Corpus Christi car accident lawyers become an extension of your family, working to protect you from unethical tactics and pursuing maximum compensation. We’re committed to providing you compassionate care and representation when you need it most.
Ready to move forward with your case? Trust us to help you. Call our firm today at (361) 541-6333 for a free consultation!