Car accidents happen every day, and most are minor “fender benders” after which parties walk away relatively unscathed. However, some accidents leave victims with catastrophic injuries that they never fully recover from. Loss of a limb is one of the most traumatic injuries a person can suffer because of a crash. Individuals who have lost an arm or leg not only face months, if not years, of medical and rehabilitative treatment, they also face a life that differs dramatically from the life they used to live.
If you or someone you care about lost a limb because of a car accident, read on to learn about your legal options.
Insurance Claims Involving Dismemberment or Amputation
When a limb is severely damaged in an accident, doctors may be unable to save the limb. In some cases, they are forced to amputate. The costs associated with surgery, hospital care, physical therapy, medications, and other medical needs are often astronomical. Typically, the first avenue for seeking financial compensation is the at-fault party’s insurance company. However, insurance companies are interested in protecting their bottom line. Many insurers are quick to offer a settlement after a severe crash, but the offer rarely covers all of the victim’s past and future crash-related expenses.
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