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If you suffer an injury on the job in Texas, it's vital to recognize your right to pursue workers' comp benefits. Having workers' compensation benefits can be helpful whenever you are out of work, have medical bills, and need help making a living as you recover from your injury.

However, these benefits are often dependent on numerous factors. If you're unsure of how much you may recover, you should speak with an attorney about your case. Some base factors can play a role, though, and it often relies on the following:

  • Your income
  • Your impairment rating
  • Your disability (temporary vs. lifetime)

Below, we'll help you understand how to calculate how much you may recover, what can impact how long you recover compensation for, and what you can do if workers' compensation insurance companies try to minimize or deny your claim.

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Posted on in Work Place Injuries

When you file a workers' compensation claim, there is often an end date by which insurance companies want to stop providing benefits. In most situations, this end date is when you're able to return to work. However, in order to determine your ability to return to work, a doctor must determine when you reach your maximum medical improvement.

Because your benefits are important to your ability to move forward after a workplace injury, you should know how the MMI impacts your claim. Below, we'll explain what it is and what happens when you reach it.

Your Maximum Medical Improvement

Your MMI is defined as the point at which your injuries have stabilized, and you will no longer experience any improvement in your physical abilities and functionalities. Even if your injuries have not fully healed, your maximum medical improvement will reflect that your condition is final, and you won't be able to improve any further.

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Posted on in Work Place Injuries

After a workplace injury, you may need to pursue workers' compensation benefits for your injuries and time off work. However, you should know that many claims require you to undergo medical examinations to determine how severe your injury is, whether you're able to work in any capacity, and how long you may be out of work.

An impairment rating can help your insurance provider ensure you have suffered a severe injury and can impact the benefits you recover. Below, we'll discuss the impairment rating and when it's necessary, so you know what to expect.

Your Impairment

Your impairment rating is based on a percentage between 0 and 100%. The higher the impairment rating, the more insurance companies will consider you disabled and unable to work effectively. In many situations, 50% is the threshold.

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As a worker, you may have many questions when you suffer an injury on the job. Unfortunately, one of the many questions you may have is if you have to use your paid time off for the time you miss following your work injury.

While you should think that you wouldn't have to use your own PTO for time you miss from work with an injury, there are some situations that can make this possible. Here's what you need to know about filing a workers' compensation claim and how you may have to use your own PTO after a work injury.

Insurance Companies Sometimes Delay Claims

If the workers' compensation insurance provider is not quick to make a decision regarding your benefits, you may not be able to receive time off through your coverage. Even if your injury makes it so you're unable to work, insurance companies are still looking out for their profits, and they're not always willing to provide compensation when you need it.

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When you need to recover workers' compensation benefits, it helps to have a firm understanding of the process, what to expect in the process, and how to move forward. Asking questions can be one of the most important things you do. Thankfully, with the right team on your side, you can get the answers you need to give you peace of mind.

At The Edwards Law Firm, we're committed to giving you the answers you need. Because of this, we work hard whenever you need us. Below, we've answered some of the more common questions we receive, giving you confidence in choosing us to represent you in your pursuit of benefits when you need them most.

Here are 7 questions you should ask when pursuing workers' comp benefits:

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