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The days that follow a severe crash can create confusion. You may not be sure what to expect through the process, and insurance adjusters are quick to find any options to minimize how much you can recover. Preparation is important, so having a clear understanding of what to expect can go a long way.

At The Edwards Law Firm, it's part of our duty to ensure you are fully aware of your rights and options in a car accident claim. As such, we think it is vital to provide you with information to get you through the process as smoothly as possible.

Here are 5 important things you should know about filing a claim:

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Experiencing a car accident is difficult enough on its own. Having to deal with insurance adjusters and report your accident can be challenging when you have to endure physical and emotional hardships, as well as financial problems. In the midst of all these problems, it can be easy to make a mistake when reporting your accident, but there are a few things you should know to avoid.

Apologizing

If you apologize for the accident, insurance adjusters are quick to call this an admission of fault. They'll say that you are apologizing for your actions and the accident, claiming that you are the party who caused it to occur. While you may feel bad about what happened, you don't want to apologize at the risk of having it taken out of context.

Saying You Think

Uncertainty can play a role against you when filing your claim. Saying you think something happened but your not sure can lead to insurance adjusters denying your claim. It's even more dangerous when your uncertain statements contradict your initial accident report.

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Posted on in Car Accidents

Rear-end collisions are some of the most common on the road. Far too often, though, it's confusing to recognize who is liable in a rear-end collision. You should know that there are numerous situations that can change liability, but if you suffer an injury, it's best to know against whom you are taking legal action.

In a Regular Rear-End Collision

In any rear-end collision, multiple people may hold a level of fault. When you suffer an injury, it's easy to start pointing fingers, but you should know the different situations that can lead to your harm and how to hold the following accountable.

  • The driver in the back: If the driver behind you is texting, speeding, or otherwise negligent when they crash into you, they are responsible for your damages.
  • A manufacturing company: Sometimes, the driver in the back may claim brake failure or other problems that could lead to a product liability claim.
  • The driver in the front: If you're driving and the driver in front of you is distracted when he or she slams on their brakes giving you no time to stop, it could impact liability.

In a 3-Vehicle Rear-End Crash

Some crashes can involve more than two vehicles. For instance, a rear-end crash can be a chain reaction with each vehicle following the other too closely, making it difficult to stop in time. In many situations, it can become challenging to determine liability, especially if the driver behind you does stop, but the driver behind him or her doesn't stop and causes the car behind you to strike your vehicle.

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There are several things that you need to do after a car accident. When you're dealing with the physical and emotional toll of the accident, it can be easy to overlook some of the most important steps that help protect your rights.

One of the most important things you need to do is report the car accident to your insurance provider. However, you must also act quickly to call the insurance despite having specific timelines that allow for you to wait some time before reporting or filing a claim or lawsuit.

Texas Law

In Texas, when there's a crash where there's no police investigation and the accident results in injury, death, or $1,000 or more in property damage, you must report the accident within 10 days. When filing a claim or lawsuit, you must file your claim within two years of the accident date, but you must work quickly to report it.

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History tells us that holidays are often more dangerous for drivers for a number of different reasons. Negligence is often more prevalent during these times of the year, and all those on the road are put in harm's way. If you're driving on the road for the upcoming holiday season or any holiday, it helps to recognize what dangers exist, when are the worst times to drive, and your rights if you suffer an accident.

Call our firm today at 361-698-7600 to discuss your potential claim.

Dangers Around All Holidays

We know that holidays are often most dangerous because of the increase in drunk driving, late night driving, and other issues. Some of the signs you should look for include swerving, speeding up and slowing down, erratic braking, and driving without headlights at night.

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