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When pursuing compensation after a crash, it's important to show causation. This means that someone's actions have caused your harm and they may be held accountable for your damages. Recognizing what caused your injuries is imperative, and you can pursue compensation that covers medical expenses, lost income, and more.

Alcohol

Drunk driving is one of the most dangerous actions on the road. When someone consumes alcohol, it can impact their depth perception and decision-making. When they are driving while intoxicated, they may serve between lanes, speed, and brake erratically, potentially causing a severe crash.

Distractions

Texting and driving, talking to passengers, reaching for items, and other distractions can cause a crash that results in catastrophic injuries. Distractions can cause drivers to exhibit the same signs as drunk driving, including swerving, speeding, slowing down, and other problems.

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Insurance adjusters go to great lengths to deny or minimize claims. And while we highly recommend that you avoid speaking to them on your own, there are situations where it may happen. Before it does happen, though, you should know the things to avoid saying so you're not making an already vulnerable situation more difficult to endure.

We want to protect you during your time of need. Here are some of the things you should avoid saying if you have to speak with insurance adjusters.

1. I'm Sorry

You may feel bad about the accident, but when you apologize, insurance companies use this against you. They may try to say that you were the one at fault for the accident since you apologized for the crash. If they can turn fault against you for the crash, you may be unable to obtain compensation.

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After a car accident or any other act of negligence, we encourage you to avoid speaking with the insurance company, even your own. Unfortunately, if you're unsure of liability, any statements you make can be used against you and negatively impact your claim. We make it a point to explain some of the most important things to look out for when filing a claim so you can protect yourself and your compensation.

Insurance Companies Care About Profits

Insurance companies are large corporations with several employees to pay. They delay claims if they can and find discrepancies in your statements to try and delay claims and protect their own profits. They'll do whatever they can to save their money, even when you have a valid claim.

Insurance Adjusters Only Act Friendly

If you ever have to speak with insurance adjusters, they will try to act as friendly as possible. They want you to believe that they are on your side and they will be there to help you. Unfortunately, this is often their way to get you to accept whatever they give you, even if it doesn't meet your needs.

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The days that follow a severe crash can create confusion. You may not be sure what to expect through the process, and insurance adjusters are quick to find any options to minimize how much you can recover. Preparation is important, so having a clear understanding of what to expect can go a long way.

At The Edwards Law Firm, it's part of our duty to ensure you are fully aware of your rights and options in a car accident claim. As such, we think it is vital to provide you with information to get you through the process as smoothly as possible.

Here are 5 important things you should know about filing a claim:

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Experiencing a car accident is difficult enough on its own. Having to deal with insurance adjusters and report your accident can be challenging when you have to endure physical and emotional hardships, as well as financial problems. In the midst of all these problems, it can be easy to make a mistake when reporting your accident, but there are a few things you should know to avoid.

Apologizing

If you apologize for the accident, insurance adjusters are quick to call this an admission of fault. They'll say that you are apologizing for your actions and the accident, claiming that you are the party who caused it to occur. While you may feel bad about what happened, you don't want to apologize at the risk of having it taken out of context.

Saying You Think

Uncertainty can play a role against you when filing your claim. Saying you think something happened but your not sure can lead to insurance adjusters denying your claim. It's even more dangerous when your uncertain statements contradict your initial accident report.

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